It’s important to make sure you pay your bills on time or you could end up with a poor credit rating, which could have an impact on your future if you want to take out any loans or get a mortgage later down the line.

New research from Gocompare.com Energy has found, however, that there are many people in the UK currently in arrears to their energy providers. In actual fact, some 885,000 homeowners owe energy suppliers money, with the average debt found to be £121.20.

If you do find yourself in this situation, it’s vital that you do get in touch with your provider so you can explain the situation. It may seem scary but it’s far worse hiding your head in the sand and hoping that the problem will resolve itself. The study also found that just 13 per cent of people finding it hard to pay their energy bills had actually been in touch with their supplier to ask for help.

When questioned about what they’ve done in order to sort out the outstanding payments, 16 per cent of those asked said they generally ignore the debt and hope it will fix itself over time, 16 per cent said their energy supplier had been unsympathetic and a further 16 per cent said they’d been able to agree a repayment plan.

“If you’re struggling to pay your gas or electricity bill or you’re in debt with your energy supplier you should contact them as soon as you can. They should work with you to agree a payment plan you can afford. For example, letting you make smaller repayments until your financial position improves.

“Ignoring the situation, in the hope it will go away, is absolutely the worst thing you can do. Energy suppliers have a duty to help and should give you advice about paying off your debt and offer you a repayment plan at a rate that you can afford. If they don’t realise you’re struggling financially, they might cut off your supply,” spokesman for the price comparison site Ben Wilson said.

There are ways in which you can help save on your energy bills. First of all, make sure you have an efficient heating system as the majority of the money you spend on your fuel bills will go towards your heating and hot water. Make sure you understand your heating system so you can use it properly to help save money as well.

Energy-saving improvements that can be made to central heating systems include replacing your boiler with a new efficient model, fitting better controls so that your boiler will only provide heat when it’s needed, making insulation improvements to your home and switching to a lower carbon fuel. Renewable technologies are now available that can generate heat and electricity so it may be that this is the right option for you.

For boiler repairs in Chesterfield, call us at Home Services Assistance today.